Overview
No one’s too young to start saving! If your child is between ages 12 and 18, it’s time to start teaching them healthy financial habits. Open a savings account designed for students and youth to help them learn how to save money and give them a head start for life.
Money Builder Certificate
Learn different ways to save
Teach your teen about the different ways to save. Open a Money Builder Certificate with just $100, so they can start saving even more for their future.
Dollars for A's
Better grades mean more savings
If your student gets an A on their report card, they'll get an extra dollar added to their account. The more A's they get, the more their savings grow! Teach your student the many benefits of academic success.
Rates
View all RatesFinal Balance
Contributions: | Earnings:I have been banking with Fibre since I was 16. They were my first accounts, and creditors. They offer ridiculously low [great] interest rates. I have had other accounts at Wells Fargo, Chase, and US bank. None of them compare.
Why Choose Us?
We’re kind of like a family, only we’re a credit union
A lot of places say they treat you like family. At Fibre Federal Credit Union and TLC, we take it seriously. We’re the people you see at the grocery store and around town. We know you. We know your needs. We’re a part of your community and your family.
Better rates + low fees = happy members
When you become a member of the Fibre Family, you become an owner. We offer better rates and low fees to satisfy the people who matter most to us — people like you.
In person, virtual, or online
We love seeing you face-to-face. But if you prefer, you can give us a call, visit a virtual representative at one of our ITMs (Interactive Teller Machines), or bank online. It’s your choice, depending on how social you feel!
Your home is our home, so we like to keep it nice
We support our communities with programs, sponsorships and volunteer opportunities to make our community a better place to live.
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1
Open an account
Help your child open their account online.
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2
Make regular deposits
Encourage your teen to regularly add to their savings.
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3
Save for the future
Teach your child the value of saving and spending wisely.
Prepare your child for the future
Teach your child the value of a dollar by building healthy saving and spending habits.
All Rates
Tier | Current Dividend | APY | Minimum to Open | Minimum Monthly Balance | Minimum to Earn APY | Balance Method | Compounded/Credited |
---|---|---|---|---|---|---|---|
Tier 1: up to $10,000.00 |
1.04% |
1.05% |
$5 |
$5 |
$5 |
Daily |
Daily |
Tier 2: $10,000.01 or greater |
0.05% |
0.05% |
$5 |
$5 |
$5 |
Daily |
Daily |
Rates are effective November 9, 2024 and are subject to change.
Youth Savings accounts are tiered rate accounts. The dividend rate for the first tier will be paid on the first $10,000.00 of the account balance. The dividend rate for the second tier will be paid on the amount of the balance that exceeds $10,000.00.
Also see terms for accounts.
More Features
$5 Animal Shelter Donation
Help those in need with a $5 animal shelter donation with every new Student Savings Account.
Federally Insured
Your Youth Savings Account is federally insured up to $250,000, so you don't have to worry.
Scholarship Opportunities
Apply for exclusive scholarships through FFCU when you open a Youth Savings Account.
Annual Savings Challenge
Make monthly deposits of $10 or more and get entered to win huge prizes and cash rewards.
Online and Mobile Banking
Teach your kids how to manage their own money with specialized Online and Mobile Banking tools.
Earn Dividends
Your child can grow their savings even faster by earning dividends paid monthly on balances of $10 or more.
Free Checking Account and Debit Card
Teach your kids responsible spending habits with a free checking account and debit card when you open a Youth Savings Account.
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Minimum to Open | Minimum Monthly Balance | Minimum to Earn APY | Balance Method | Compounded / Credited | Current Dividend | APY |
---|---|---|---|---|---|---|
$5 |
$5 |
$50 |
Daily |
Monthly |
0.05% |
0.05% |
Rate is effective November 9, 2024 and is subject to change.
Also see terms for accounts.
Mobile App
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