Auto loan
Estimate your payment
Save money, get a low rate and up to 100% financing!
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Overview
No matter where you want to go, we can help you finance a vehicle to get you there. Afford the car of your dreams with a flexible and low-rate auto loan from us.
Low Rates
Save money on your auto loan
Buying the car you need doesn't have to cost an arm and a leg. Get an auto loan with lower rates than most other financial institutions by financing with us. You'll save more on the overall cost of your loan, meaning you can put your hard-earned money toward other important expenses.
Terms Up to 84 Months
Pick the payment that works for you
There's no need to make monthly payments you can't afford. Keep monthly payments low with flexible financing available up to 84 months.
TruStage Auto Insurance Program
Get a Great Deal on Your Car Insurance
Protect your new vehicle with ease. Working with carefully selected auto insurance partners, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service.
Credit Union Direct Lending (CUDL)
Work directly with the dealership
There's no need to back and forth between the dealer and a lender to buy a car. We make it easy with Credit Union Direct Lending (CUDL)! We work directly with the dealership, so you can get your loan through us right at the dealership when you find your perfect car.
Rates
View all RatesWhat Works Best For You?
We offer a variety of financial calculators to assist you in planning for your auto loan. Calculate payments, compare payments by term, and decide what fits best for your budget in just a few clicks.
Please note that these results are approximate and are intended for your information only; they are not an endorsement or offering. The accuracy of the results is not guaranteed by this institution and is only meant to be an approximate guideline.
They were very, very, very accommodating and helpful when I needed to get a loan for a new delivery van.
Why Choose Us?
We’re kind of like a family, only we’re a credit union
A lot of places say they treat you like family. At Fibre Federal Credit Union and TLC, we take it seriously. We’re the people you see at the grocery store and around town. We know you. We know your needs. We’re a part of your community and your family.
Better rates + low fees = happy members
When you become a member of the Fibre Family, you become an owner. We offer better rates and low fees to satisfy the people who matter most to us — people like you.
In person, virtual, or online
We love seeing you face-to-face. But if you prefer, you can give us a call, visit a virtual representative at one of our ITMs (Interactive Teller Machines), or bank online. It’s your choice, depending on how social you feel!
Your home is our home, so we like to keep it nice
We support our communities with programs, sponsorships and volunteer opportunities to make our community a better place to live.
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1
Complete an application
It takes only minutes to fill out the online application.
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2
Get approved
We'll crunch the numbers and let you know if you're approved.
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3
Buy your dream car
Use the funds to buy the vehicle you need.
Your next car is within reach
Get the car you deserve with a flexible, low-rate auto loan.
All Rates
Maximum Terms | Maximum Financed | APR* |
---|---|---|
48 Months^ |
100% |
3.49% |
60 Months^ |
100% |
3.99% |
72 Months^ |
100% |
4.24% |
84 Months** ^ |
100% |
4.49% |
*Annual Percentage Rates effective November 9, 2024 and subject to change without notice.
**Maximum term dependent on purchase price.
^ Add .50% to rate for gas vehicles exceeding 100,000 miles and diesel vehicles exceeding 150,000 miles.
More Features
Terms Up to 84 Months
Keep your monthly payments nice and low with flexible terms up to 84 months.
Rate Equality
We practice Rate Equality, so every qualified member gets the same low rate.
Refinance
Why pay more than you have to? Save on your existing auto loan by refinancing at a lower rate with us.
Credit Union Direct Lending (CUDL)
We work with most local area dealerships to make purchasing your car right at the dealer a breeze.
Private Sales
No dealership? No problem! You can get a low-rate auto loan even if you buy from a private seller.
MemberGuard™ Protection
Protect your loans now for life's unexpected surprises. MemberGuard™ Protection can cancel your loan payments if you become involuntarily unemployed, sick, or injured. It can also repay your loan, up to the policy maximum, if you become deceased.
Learn MoreMembership Status
Are you a member of our credit union?
TruStage Auto Insurance Program
Protect your new vehicle with ease. Working with carefully selected auto insurance partners, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service.
If you haven’t compared auto insurance lately, it’s a great time to take a look. Your credit union membership could result in some nice savings. Get your free quote today or call 1-855-483-2149.
TruStage™ Auto Insurance Program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies.
Discounts are not available in all states and discounts vary by state.
The insurance offered is not a deposit and is not federally insured.
This coverage is not sold or guaranteed by your credit union.
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Minimum to Open | Minimum Monthly Balance | Minimum to Earn APY | Balance Method | Compounded / Credited | Current Dividend | APY |
---|---|---|---|---|---|---|
$5 |
$5 |
$50 |
Daily |
Monthly |
0.05% |
0.05% |
Rate is effective November 9, 2024 and is subject to change.
Also see terms for accounts.
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You are leaving Fibre Federal Credit Union and TLC’s website. This link does not constitute an endorsement by Fibre Federal Credit Union and TLC of any information, products or services on this external website. We make every effort, however, to ensure all linked sites follow similar privacy policies as ours to offer maximum security and privacy.